What is the insurance liability regarding automobile?
The insurance liability “guarantees compensation for property damage and bodily caused to others by the driver of the car or its passengers in an accident.
Designed to enable victims of traffic accidents and still be properly compensated, it is compulsory for all motorists, and is therefore included in any contract of automobile insurance.

What is a record of information?
It is a document which traces the history of a persons record. It contains the following information:
– The usual designated drivers,
– The number, nature and shared responsibility of claims filed,
– The identity of the driver responsible and finally the reduction coefficient-increase (or Bonus / Malus).

The statement information covers a period that varies according to the companies.
The insurer is obliged to issue a statement of information to an insured when there is termination of contract.

The law requires every motorist to be insured under what is commonly known as the “liability”.
This insurance covers compensation for damage to property and tangible that could be caused to others by the driver of the car or its passengers in an accident.
A motor insurance contract may be limited to this simple guarantee, or include other guarantees.

Automobile insurance is compulsory?
The law requires every motorist to be insured under what is commonly known as the “liability”. This insurance covers compensation for damage to property and tangible that could be caused to others by the driver of the car or its passengers in an accident. A motor insurance contract may be limited to this simple guarantee, or include other guarantees.

What is the difference between an insurance “third” and all risks insurance?
Every driver must at least be insured for bodily injury and property damage caused to third by the insured vehicle (articles 211-1 and 211-5 of the Insurance Code).
This insurance mandatory minimum insurance is called “third parties”.
The assurances “all risks” include guarantees more extensive and cover damage to your car, whatever the manager, even if the driver (except in general in the case of conduct in the case of drunkenness) And even if the person is not identified (in case of vandalism, for example).
The insurance “all risks” is therefore a better compensation insurance that “third parties”.