Protecting your home and possessions is extremely important. There are different plans with different levels of coverage. We are here to ensure you have adequate coverage. We will talk with you and ask questions about your home and belongings. We’ll take a look at the following areas and develop a quote for you:
Dwelling & Personal Property
Medical Payments to Others
Additional Living Expenses
Personal Liability

Basic Coverages include:

Property Damage coverage will pay for damage to your home and personal property.

Other Structures protection will protect your detached garage, shed or other unattached structures.

Personal Property protection pays for replacement of clothing, TV, stereo, computer, printer, furniture and other unattached personal items.

Personal Liability coverage protects against a non-auto claim in which you were at fault. This includes court costs and damage costs.

Medical Payment coverage is to cover injury to someone other than family members. This is usually for minor injuries that may need stitches, etc.

We can also add additional protection for jewelry, furs, art work, collectibles and other important valuables with a Personal Property Floater.

Condominium or Townhouse Insurance

These policies are designed to meet coverage requirements associated with condominium and townhome living. Coverages are offered for assessed losses as well as property damage and liability.

Renters Insurance

Our Renters Package provides you with the liability and property coverage renters need. It insures your personal property in your home as well as in your auto. If you lock yourself out – we’ll even pay for the locksmith!