Welcome to the Health Insurance Zone. We are you one-stop resourcer for affordable health insurance news and resources. Get your free insurance quote today and be shopped out to hundreds of insurers. Our low cost insurance options are here to fit the needs of just about everyone. Check out our health insurance partner today.
Health care costs are on an all time high. Take care of your future with a good health insurance plan. We offer Medical Savings Plans, PPO’s, and HMO’s. Get a PPO for the cost of most HMO’s through us. You can pick the doctors you want to see and are not bound by a network. Get peace of mind today and fill out the free online insurance quote.
Our partners offer the lowest cost premiums. Whether you are self employed or not, we can find your insurance premium that fits your budget. Our underwriters have been doing this for years and are good at what they do. The insurance companies are bonded and nationally known. Get your free quote today.
Health Insurance For Self Employed
Being self employed is both rewarding and demanding. Heath insurance is one of those benifits most of take forgranted when employed. Our partners offers special group like plans for individuals and their families that are self employed. Insurance does not have to be a problem. Most find it hard to find a good plan. That is exactly why we are here. We will help you find the plan that is right for you.
Health Insurance Portability and Accountability Act (HIPAA)
The HIPAA was put into place in 1996. This act was to prevent people from having to be locked in their jobs due to health insurance. The major provisions of this act allow you to switch jobs and group plans without being singled out for pre exisiting conditions. Basically it states that if you have been continously insured with a ceritificate of credible coverage then you can get into another group plan without being singled out for conditions that occurred while insured.
If you are considering self employment, this act is a life saver and will save you hundreds if not thousands of dollars in health insurance premiums. Let’s say you or your wife was diagnosed with diabetes while covered on a group plan. If you leave your job, this act protects you against being singled out for this when looking for a new group policy. Basically, this plan is there to keep you from being enslaved to your job for insurance purposes.